2022 AARP Medicare Advantage Patriot (PPO)
AARP Medicare Advantage Patriot (PPO) H1821-004 is a 2022 Medicare Advantage Plan or Part-C by UnitedHealthcare available to residents in Washington. This plan does not provide additional prescription drug (Part-D) coverage. The AARP Medicare Advantage Patriot (PPO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $5,500 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $5,500 out-of-pocket. This can be a extremely nice safety net.
AARP Medicare Advantage Patriot (PPO) is a Local PPO *. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.
UnitedHealthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for AARP Medicare Advantage Patriot (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.
2022 UnitedHealthcare Medicare Advantage Plan Costs
| Name: | AARP Medicare Advantage Patriot (PPO) |
|---|---|
| Plan ID: | H1821-004 |
| Provider: | UnitedHealthcare |
| Year: | 2022 |
| Type: | Local PPO * |
| Monthly Premium C+D: | $0 |
| Part C Premium: | |
| MOOP: | $5,500 |
| Similar Plan: | H1821-005 |
| New Plan: | 2023 H1821-005 |
Coverage Area for AARP Medicare Advantage Patriot (PPO)
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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.