2022 AARP Medicare Advantage Patriot (PPO)

AARP Medicare Advantage Patriot (PPO) H2228-091 is a 2022 Medicare Advantage Plan or Part-C by UnitedHealthcare available to residents in Indiana. This plan does not provide additional prescription drug (Part-D) coverage. The AARP Medicare Advantage Patriot (PPO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $5,500 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $5,500 out-of-pocket. This can be a extremely nice safety net.

AARP Medicare Advantage Patriot (PPO) is a Local PPO *. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

UnitedHealthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for AARP Medicare Advantage Patriot (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.

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2022 UnitedHealthcare Medicare Advantage Plan Costs

2021 AARP Medicare Advantage Patriot (PPO) Summary of Benefits

*This will be updated with 2022 data when available.

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Additional Benefits

No

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Comprehensive Dental

Diagnostic services	$0 copay
Diagnostic services	$0 copay (Out-of-Network)
Endodontics	Not covered
Extractions	Not covered
Non-routine services	Not covered
Periodontics	Not covered
Prosthodontics, other oral/maxillofacial surgery, other services	$0 copay
Prosthodontics, other oral/maxillofacial surgery, other services	$0 copay (Out-of-Network)
Restorative services	$0 copay
Restorative services	$0 copay (Out-of-Network)

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Deductible

$0

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Diagnostic Tests and Procedures

Diagnostic radiology services (e.g., MRI)	40% coinsurance (Out-of-Network)
Diagnostic radiology services (e.g., MRI)	$0-160 copay
Diagnostic tests and procedures	40% coinsurance (Out-of-Network)
Diagnostic tests and procedures	$30 copay
Lab services	$0 copay (Out-of-Network)
Lab services	$0 copay
Outpatient x-rays	$30 copay
Outpatient x-rays	$37 copay (Out-of-Network)

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Doctor Visits

Primary	$25 copay per visit (Out-of-Network)
Primary	$10 copay per visit
Specialist	$40 copay per visit
Specialist	$60 copay per visit (Out-of-Network)

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Emergency care/Urgent Care

Emergency	$90 copay per visit (always covered)
Urgent care	$30-40 copay per visit (always covered)

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Foot Care (podiatry services)

Foot exams and treatment	$60 copay (Out-of-Network)
Foot exams and treatment	$40 copay
Routine foot care	$40 copay
Routine foot care	$60 copay (Out-of-Network)

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Ground Ambulance

$250 copay (Out-of-Network)
$250 copay

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Hearing

Fitting/evaluation	Not covered
Hearing aids - inner ear	Not covered
Hearing aids - outer ear	Not covered
Hearing aids - over the ear	Not covered
Hearing exam	$0 copay
Hearing exam	$60 copay (Out-of-Network)

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Inpatient Hospital Coverage

40% per stay (Out-of-Network)
$350 per day for days 1 through 5 $0 per day for days 6 through 90 $0 per day for days 91 and beyond

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Medical Equipment/Supplies

Diabetes supplies	$0 copay per item
Diabetes supplies	40% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)	20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen)	50% coinsurance per item (Out-of-Network)
Prosthetics (e.g., braces, artificial limbs)	20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)	50% coinsurance per item (Out-of-Network)

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Medicare Part B Drugs

Chemotherapy	20% coinsurance
Chemotherapy	40% coinsurance (Out-of-Network)
Other Part B drugs	20% coinsurance
Other Part B drugs	40% coinsurance (Out-of-Network)

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Mental Health Services

Inpatient hospital - psychiatric	$350 per day for days 1 through 5 $0 per day for days 6 through 90
Inpatient hospital - psychiatric	40% per stay (Out-of-Network)
Outpatient group therapy visit	$30-40 copay (Out-of-Network)
Outpatient group therapy visit	$15 copay
Outpatient group therapy visit with a psychiatrist	$15 copay
Outpatient group therapy visit with a psychiatrist	$30-40 copay (Out-of-Network)
Outpatient individual therapy visit	$30-40 copay (Out-of-Network)
Outpatient individual therapy visit	$25 copay
Outpatient individual therapy visit with a psychiatrist	$30-40 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist	$25 copay

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MOOP

$10,000 In and Out-of-network $5,500 In-network

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Option

No

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Optional supplemental benefits

Yes

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Outpatient Hospital Coverage

40% coinsurance per visit (Out-of-Network)
$0-370 copay per visit

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Package #1

Deductible
Monthly Premium	$38.00

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Preventive Care

$0 copay
0-40% coinsurance (Out-of-Network)

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Preventive Dental

Cleaning	$0 copay (Out-of-Network)
Cleaning	$0 copay
Dental x-ray(s)	$0 copay
Dental x-ray(s)	$0 copay (Out-of-Network)
Fluoride treatment	$0 copay (Out-of-Network)
Fluoride treatment	$0 copay
Oral exam	$0 copay (Out-of-Network)
Oral exam	$0 copay

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Rehabilitation Services

Occupational therapy visit	$60 copay (Out-of-Network)
Occupational therapy visit	$40 copay
Physical therapy and speech and language therapy visit	$40 copay
Physical therapy and speech and language therapy visit	$60 copay (Out-of-Network)

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Skilled Nursing Facility

$225 per day for days 1 through 45 $0 per day for days 46 through 100 (Out-of-Network)
$0 per day for days 1 through 20 $184 per day for days 21 through 50 $0 per day for days 51 through 100

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Transportation

Not covered

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Vision

Contact lenses	$0 copay (Out-of-Network)
Contact lenses	$0 copay
Eyeglass frames	Not covered
Eyeglass lenses	Not covered
Eyeglasses (frames and lenses)	$0 copay (Out-of-Network)
Eyeglasses (frames and lenses)	$0 copay
Other	Not covered
Routine eye exam	$60 copay (Out-of-Network)
Routine eye exam	$0 copay
Upgrades	Not covered

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Wellness Programs (e.g. fitness nursing hotline)

Covered

CMS Star Ratings for AARP Medicare Advantage Patriot (PPO) H2228

Staying Healthy, Screening, Testing, & Vaccines

Managing Chronic And Long Term Care for Older Adults

Member Experience with Health Plan

Member Complaints and Changes in AARP Medicare Advantage Patriot (PPO) Plans Performance

Health Plan Customer Service Rating for AARP Medicare Advantage Patriot (PPO)

AARP Medicare Advantage Patriot (PPO) Drug Plan Customer Service Ratings

Ratings For Member Complaints and Changes in the Drug Plans Performance

Member Experience with the Drug Plan

Drug Safety and Accuracy of Drug Pricing

Ready to Enroll?

Click Here

Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST

Coverage Area for AARP Medicare Advantage Patriot (PPO)

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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.