2022 Humana Gold Choice H8145-121 (PFFS)

Humana Gold Choice H8145-121 (PFFS) H8145-121 is a 2022 Medicare Advantage Plan or Part-C by Humana available to residents in Illinois. This plan does not provide additional prescription drug (Part-D) coverage. The Humana Gold Choice H8145-121 (PFFS) has a monthly premium of $52.00 and has an in-network maximum out-of-pocket limit of $- (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $- out-of-pocket. This can be a extremely nice safety net.

Humana Gold Choice H8145-121 (PFFS) is a PFFS *. A Private Fee-For-Service (PFFS) plan is a Medicare Advantage (MA) health plan offered by a contract with the Centers for Medicare & Medicaid Services (CMS) to provide you with benefits. Humana (instead of Medicare) will decide on how much it will cover and how much you will pay for the services you get. You may go to any Medicare approved doctor or hospital or any other health care provider that accepts both Medicare and your plans payment. A PFFS plan has no provider network, and you dont need a referral or a primary care physician for any health care or services. PFFS plans are the most flexible but a doctor will make a visit-by-visit decisions on whether to accept your provider.

Humana works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Humana Gold Choice H8145-121 (PFFS) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Humana and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Humana except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.

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Sat 8am-8pm EST

2022 Humana Medicare Advantage Plan Costs

2021 Humana Gold Choice H8145-121 (PFFS) Summary of Benefits

*This will be updated with 2022 data when available.

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Additional Benefits

No

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Comprehensive Dental

Diagnostic services	Not covered
Endodontics	Not covered
Extractions	Not covered
Non-routine services	Not covered
Periodontics	Not covered
Prosthodontics, other oral/maxillofacial surgery, other services	Not covered
Restorative services	Not covered

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Deductible

$0

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Diagnostic Tests and Procedures

Diagnostic radiology services (e.g., MRI)	20% coinsurance
Diagnostic radiology services (e.g., MRI)	20% coinsurance (Out-of-Network)
Diagnostic tests and procedures	$0 copay or 20% coinsurance
Diagnostic tests and procedures	$0 copay or 20% coinsurance (Out-of-Network)
Lab services	20% coinsurance (Out-of-Network)
Lab services	$0 copay or 20% coinsurance
Outpatient x-rays	20% coinsurance
Outpatient x-rays	20% coinsurance (Out-of-Network)

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Doctor Visits

Primary	20% coinsurance per visit (Out-of-Network)
Primary	20% coinsurance per visit
Specialist	20% coinsurance per visit (Out-of-Network)
Specialist	20% coinsurance per visit

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Emergency care/Urgent Care

Emergency	$90 copay per visit (always covered)
Urgent care	20% coinsurance per visit (always covered)

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Foot Care (podiatry services)

Foot exams and treatment	20% coinsurance (Out-of-Network)
Foot exams and treatment	20% coinsurance
Routine foot care	Not covered

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Ground Ambulance

20% coinsurance
20% coinsurance (Out-of-Network)

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Hearing

Fitting/evaluation	Not covered
Hearing aids - inner ear	Not covered
Hearing aids - outer ear	Not covered
Hearing aids - over the ear	Not covered
Hearing exam	20% coinsurance
Hearing exam	20% coinsurance (Out-of-Network)

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Inpatient Hospital Coverage

20% per stay (Out-of-Network)
$450 per day for days 1 through 4 $0 per day for days 5 through 90 $0 per day for days 91 and beyond

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Medical Equipment/Supplies

Diabetes supplies	20% coinsurance per item (Out-of-Network)
Diabetes supplies	$0 copay or 10-20% coinsurance per item
Durable medical equipment (e.g., wheelchairs, oxygen)	20% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)	15% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)	20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)	20% coinsurance per item (Out-of-Network)

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Medicare Part B Drugs

Chemotherapy	20% coinsurance (Out-of-Network)
Chemotherapy	15% coinsurance
Other Part B drugs	20% coinsurance (Out-of-Network)
Other Part B drugs	15% coinsurance

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Mental Health Services

Inpatient hospital - psychiatric	20% per stay (Out-of-Network)
Inpatient hospital - psychiatric	$397 per day for days 1 through 4 $0 per day for days 5 through 90
Outpatient group therapy visit	20% coinsurance (Out-of-Network)
Outpatient group therapy visit	20% coinsurance
Outpatient group therapy visit with a psychiatrist	20% coinsurance (Out-of-Network)
Outpatient group therapy visit with a psychiatrist	20% coinsurance
Outpatient individual therapy visit	20% coinsurance (Out-of-Network)
Outpatient individual therapy visit	20% coinsurance
Outpatient individual therapy visit with a psychiatrist	20% coinsurance (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist	20% coinsurance

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MOOP

$6,700 In and Out-of-network

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Option

No

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Optional supplemental benefits

Yes

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Outpatient Hospital Coverage

20% coinsurance per visit
20% coinsurance per visit (Out-of-Network)

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Package #1

Deductible
Monthly Premium	$22.30

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Package #2

Deductible
Monthly Premium	$33.30

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Preventive Care

$0 copay
$0 copay (Out-of-Network)

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Preventive Dental

Cleaning	50% coinsurance (Out-of-Network)
Cleaning	$0 copay
Dental x-ray(s)	$0 copay
Dental x-ray(s)	50% coinsurance (Out-of-Network)
Fluoride treatment	Not covered
Oral exam	$0 copay
Oral exam	50% coinsurance (Out-of-Network)

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Rehabilitation Services

Occupational therapy visit	20% coinsurance
Occupational therapy visit	20% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit	20% coinsurance (Out-of-Network)
Physical therapy and speech and language therapy visit	20% coinsurance

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Skilled Nursing Facility

$0 per day for days 1 through 20 $184 per day for days 21 through 100
$0 per day for days 1 through 20 $184 per day for days 21 through 100 (Out-of-Network)

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Transportation

Not covered

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Vision

Contact lenses	$0 copay
Contact lenses	$0 copay (Out-of-Network)
Eyeglass frames	Not covered
Eyeglass lenses	Not covered
Eyeglasses (frames and lenses)	$0 copay (Out-of-Network)
Eyeglasses (frames and lenses)	$0 copay
Other	Not covered
Routine eye exam	$0 copay (Out-of-Network)
Routine eye exam	$0 copay
Upgrades	Not covered

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Wellness Programs (e.g. fitness nursing hotline)

Covered

CMS Star Ratings for Humana Gold Choice H8145-121 (PFFS) H8145

Staying Healthy, Screening, Testing, & Vaccines

Managing Chronic And Long Term Care for Older Adults

Member Experience with Health Plan

Member Complaints and Changes in Humana Gold Choice H8145-121 (PFFS) Plans Performance

Health Plan Customer Service Rating for Humana Gold Choice H8145-121 (PFFS)

Humana Gold Choice H8145-121 (PFFS) Drug Plan Customer Service Ratings

Ratings For Member Complaints and Changes in the Drug Plans Performance

Member Experience with the Drug Plan

Drug Safety and Accuracy of Drug Pricing

Ready to Enroll?

Click Here

Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST

Coverage Area for Humana Gold Choice H8145-121 (PFFS)

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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.