2022 NextBlue Premium PPO (PPO)
NextBlue Premium PPO (PPO) H6202-002 is a 2022 Medicare Advantage Plan or Part-C by NextBlue of North Dakota available to residents in North Dakota. This plan includes additional prescription drug (Part-D) coverage. The NextBlue Premium PPO (PPO) has a monthly premium of $69.00 and has an in-network maximum out-of-pocket limit of $4,250 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay
$4,250 out-of-pocket. This can be a extremely nice safety net.
NextBlue Premium PPO (PPO) is a Local PPO. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.
NextBlue of North Dakota works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for NextBlue Premium PPO (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from NextBlue of North Dakota and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from NextBlue of North Dakota except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.
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2022 NextBlue of North Dakota Medicare Advantage Plan Costs
Name: | NextBlue Premium PPO (PPO) |
Plan ID: | H6202-002 |
Provider: | NextBlue of North Dakota |
Year: | 2022 |
Type: | Local PPO |
Monthly Premium C+D: | $69.00 |
Part C Premium: | $4.50 |
MOOP: | $4,250 |
Part D (Drug) Premium: | $64.50 |
Part D Supplemental Premium | $0.00 |
Total Part D Premium: | $64.50 |
Drug Deductible: | $180.00 |
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Tiers with No Deductible: | 1 |
Gap Coverage: | No |
Benchmark: | not below the regional benchmark |
Type of Medicare Health: | Enhanced Alternative |
Drug Benefit Type: | Enhanced |
Similar Plan: | H6202-001 |
New Plan: | 2023 H6202-001 |
NextBlue Premium PPO (PPO) Part-C Premium
NextBlue of North Dakota charges a $4.50 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.
H6202-002 Part-D Deductible and Premium
NextBlue Premium PPO (PPO) has a monthly drug premium of $64.50 and a $180.00 drug deductible. This NextBlue of North Dakota plan offers a $64.50 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by NextBlue of North Dakota above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $64.50 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.
NextBlue of North Dakota Gap Coverage
In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This NextBlue of North Dakota plan does not offer additional coverage through the gap.
Premium Assistance
The Low Income Subsidy (LIS) helps people with Medicare pay for prescription drugs, and lowers the costs of Medicare prescription drug coverage. Depending on your income level you may be eligible for full 75%, 50%, 25% premium assistance. The NextBlue Premium PPO (PPO) medicare insurance offers a $25.60 premium obligation if you receive a full low-income subsidy (LIS) assistance. And the payment is $35.30 for 75% low income subsidy $45.10 for 50% and $54.80 for 25%.
Full LIS Premium: | $25.60 |
75% LIS Premium: | $35.30 |
50% LIS Premium: | $45.10 |
25% LIS Premium: | $54.80 |
H6202-002 Formulary or Drug Coverage
NextBlue Premium PPO (PPO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.
By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 NextBlue Premium PPO (PPO) H6202-002 Formulary here.
2021 NextBlue Premium PPO (PPO) Summary of Benefits
*This will be updated with 2022 data when available.
Additional Benefits
Comprehensive Dental
Diagnostic services |
25% coinsurance |
Diagnostic services |
0-25% coinsurance (Out-of-Network) |
Endodontics |
25% coinsurance |
Endodontics |
0-25% coinsurance (Out-of-Network) |
Extractions |
0-25% coinsurance (Out-of-Network) |
Extractions |
25% coinsurance |
Non-routine services |
Not covered |
Periodontics |
0-25% coinsurance (Out-of-Network) |
Periodontics |
25% coinsurance |
Prosthodontics, other oral/maxillofacial surgery, other services |
25% coinsurance |
Prosthodontics, other oral/maxillofacial surgery, other services |
0-25% coinsurance (Out-of-Network) |
Restorative services |
0-25% coinsurance (Out-of-Network) |
Restorative services |
25% coinsurance |
Deductible
Diagnostic Tests and Procedures
Diagnostic radiology services (e.g., MRI) |
$100-325 copay |
Diagnostic radiology services (e.g., MRI) |
$100-325 copay (Out-of-Network) |
Diagnostic tests and procedures |
$20-325 copay |
Diagnostic tests and procedures |
$20-350 copay (Out-of-Network) |
Lab services |
$0 copay |
Lab services |
$20 copay (Out-of-Network) |
Outpatient x-rays |
$15-325 copay |
Outpatient x-rays |
$15-325 copay (Out-of-Network) |
Doctor Visits
Primary |
$0 copay (Out-of-Network) |
Primary |
$0 copay |
Specialist |
$25 copay per visit (Out-of-Network) |
Specialist |
$25 copay per visit |
Emergency care/Urgent Care
Emergency |
$75 copay per visit (always covered) |
Urgent care |
$40 copay per visit (always covered) |
Foot Care (podiatry services)
Foot exams and treatment |
$40 copay |
Foot exams and treatment |
$30-40 copay (Out-of-Network) |
Routine foot care |
Not covered |
Ground Ambulance
$0-200 copay (Out-of-Network) |
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$150 copay |
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Hearing
Fitting/evaluation |
$0 copay |
Fitting/evaluation |
$25 copay (Out-of-Network) |
Hearing aids |
$0 copay |
Hearing aids |
$0 copay (Out-of-Network) |
Hearing exam |
$5-25 copay |
Hearing exam |
$25 copay (Out-of-Network) |
Inpatient Hospital Coverage
$350 per stay |
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$350 per stay (Out-of-Network) |
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Medical Equipment/Supplies
Diabetes supplies |
20-35% coinsurance per item (Out-of-Network) |
Diabetes supplies |
20% coinsurance per item |
Durable medical equipment (e.g., wheelchairs, oxygen) |
20% coinsurance per item |
Durable medical equipment (e.g., wheelchairs, oxygen) |
20-35% coinsurance per item (Out-of-Network) |
Prosthetics (e.g., braces, artificial limbs) |
20% coinsurance per item |
Prosthetics (e.g., braces, artificial limbs) |
20-35% coinsurance per item (Out-of-Network) |
Medicare Part B Drugs
Chemotherapy |
20% coinsurance |
Chemotherapy |
20-35% coinsurance (Out-of-Network) |
Other Part B drugs |
20-35% coinsurance (Out-of-Network) |
Other Part B drugs |
0-20% coinsurance |
Mental Health Services
Inpatient hospital - psychiatric |
$350 per stay (Out-of-Network) |
Inpatient hospital - psychiatric |
$350 per stay |
Outpatient group therapy visit |
$25 copay (Out-of-Network) |
Outpatient group therapy visit |
$25 copay |
Outpatient group therapy visit with a psychiatrist |
$25 copay |
Outpatient group therapy visit with a psychiatrist |
$25 copay (Out-of-Network) |
Outpatient individual therapy visit |
$25 copay |
Outpatient individual therapy visit |
$25 copay (Out-of-Network) |
Outpatient individual therapy visit with a psychiatrist |
$25 copay (Out-of-Network) |
Outpatient individual therapy visit with a psychiatrist |
$25 copay |
MOOP
$4,250 In and Out-of-network $4,250 In-network |
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Option
Optional supplemental benefits
Outpatient Hospital Coverage
$200 copay per visit |
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$0-200 copay per visit (Out-of-Network) |
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|
Preventive Care
$0 copay |
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$0 copay (Out-of-Network) |
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|
Preventive Dental
Cleaning |
50% coinsurance (Out-of-Network) |
Cleaning |
$0 copay |
Dental x-ray(s) |
$0 copay |
Dental x-ray(s) |
50% coinsurance (Out-of-Network) |
Fluoride treatment |
50% coinsurance (Out-of-Network) |
Fluoride treatment |
$0 copay |
Oral exam |
$0 copay |
Oral exam |
50% coinsurance (Out-of-Network) |
Rehabilitation Services
Occupational therapy visit |
$25 copay |
Occupational therapy visit |
$25 copay (Out-of-Network) |
Physical therapy and speech and language therapy visit |
$25 copay (Out-of-Network) |
Physical therapy and speech and language therapy visit |
$25 copay |
Skilled Nursing Facility
$0 per day for days 1 through 20 $125 per day for days 21 through 48 $0 per day for days 49 through 100 (Out-of-Network) |
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$0 per day for days 1 through 20 $125 per day for days 21 through 48 $0 per day for days 49 through 100 |
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Transportation
Vision
Contact lenses |
$0 copay |
Contact lenses |
50% coinsurance (Out-of-Network) |
Eyeglass frames |
50% coinsurance (Out-of-Network) |
Eyeglass frames |
$0 copay |
Eyeglass lenses |
$0 copay |
Eyeglass lenses |
50% coinsurance (Out-of-Network) |
Eyeglasses (frames and lenses) |
50% coinsurance (Out-of-Network) |
Eyeglasses (frames and lenses) |
$0 copay |
Other |
Not covered |
Routine eye exam |
40% coinsurance (Out-of-Network) |
Routine eye exam |
$0 copay |
Upgrades |
Not covered |
Wellness Programs (e.g. fitness nursing hotline)
Ready to Enroll?
Click Here |
Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST
Coverage Area for NextBlue Premium PPO (PPO)
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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.