2022 Wellcare Patriot No Premium (HMO)
Wellcare Patriot No Premium (HMO) H6975-006 is a 2022 Medicare Advantage Plan or Part-C by Wellcare available to residents in Alabama. This plan does not provide additional prescription drug (Part-D) coverage. The Wellcare Patriot No Premium (HMO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $3,450 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $3,450 out-of-pocket. This can be a extremely nice safety net.
Wellcare Patriot No Premium (HMO) is a Local HMO *. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you require specialized care or a physician specialist, your primary care physician will make the arrangements and inform you where you can go in the network. You will need your PCPs okay, called a referral. Services received from an out-of-network provider are not typically covered.
Wellcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Wellcare Patriot No Premium (HMO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Wellcare and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Wellcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.
2022 Wellcare Medicare Advantage Plan Costs
Name: | Wellcare Patriot No Premium (HMO) |
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Plan ID: | H6975-006 |
Provider: | Wellcare |
Year: | 2022 |
Type: | Local HMO * |
Monthly Premium C+D: | $0 |
Part C Premium: | |
MOOP: | $3,450 |
Similar Plan: | H6975-003 |
New Plan: | 2023 H6975-003 |
Coverage Area for Wellcare Patriot No Premium (HMO)
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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.