2022 Wellcare Premium Enhanced (HMO)
Wellcare Premium Enhanced (HMO) H0562-039 is a 2022 Medicare Advantage Plan or Part-C by Wellcare by Health Net available to residents in California. This plan includes additional prescription drug (Part-D) coverage. The Wellcare Premium Enhanced (HMO) has a monthly premium of $100.00 and has an in-network maximum out-of-pocket limit of $5,000 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay
$5,000 out-of-pocket. This can be a extremely nice safety net.
Wellcare Premium Enhanced (HMO) is a Local HMO. With a health maintenance organization (HMO) you will be required to receive most of your health care from an in-network provider. Health maintenance organizations require that you select a primary care physician (PCP). Your PCP will serve as your personal doctor to provide all of your basic healthcare services. If you require specialized care or a physician specialist, your primary care physician will make the arrangements and inform you where you can go in the network. You will need your PCPs okay, called a referral. Services received from an out-of-network provider are not typically covered.
Wellcare by Health Net works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Wellcare Premium Enhanced (HMO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Wellcare by Health Net and not Original Medicare. With Medicare Advantage you are always covered for urgently needed and emergency care. Plus you receive all the benefits of Original Medicare from Wellcare by Health Net except hospice care. Original Medicare still provides you with hospice care even if you sign up for Medicare Advantage.
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2022 Wellcare by Health Net Medicare Advantage Plan Costs
| Name: | Wellcare Premium Enhanced (HMO) |
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| Plan ID: | H0562-039 |
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| Provider: | Wellcare by Health Net |
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| Year: | 2022 |
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| Type: | Local HMO |
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| Monthly Premium C+D: | $100.00 |
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| Part C Premium: | $100.00 |
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| MOOP: | $5,000 |
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| Part D (Drug) Premium: | $0.00 |
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| Part D Supplemental Premium | $0.00 |
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| Total Part D Premium: | $0.00 |
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| Drug Deductible: | $0.00 |
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| Tiers with No Deductible: | 0 |
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| Gap Coverage: | No |
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| Benchmark: | not below the regional benchmark |
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| Type of Medicare Health: | Enhanced Alternative |
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| Drug Benefit Type: | Enhanced |
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| Similar Plan: | H0562-044 |
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| New Plan: | 2023 H0562-044 |
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Wellcare Premium Enhanced (HMO) Part-C Premium
Wellcare by Health Net charges a $100.00 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.
H0562-039 Part-D Deductible and Premium
Wellcare Premium Enhanced (HMO) has a monthly drug premium of $0.00 and a $0.00 drug deductible. This Wellcare by Health Net plan offers a $0.00 Part-D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0.00 this Premium covers any enhanced plan benefits offered by Wellcare by Health Net above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $0.00 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lowered due to negative basic or supplemental premiums.
Wellcare by Health Net Gap Coverage
In 2022 once you and your plan provider have spent $4430 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA "donut hole") You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This Wellcare by Health Net plan does not offer additional coverage through the gap.
H0562-039 Formulary or Drug Coverage
Wellcare Premium Enhanced (HMO) formulary is divided into Tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.
By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price. You can see complete 2022 Wellcare Premium Enhanced (HMO) H0562-039 Formulary here.
2021 Wellcare Premium Enhanced (HMO) Summary of Benefits
*This will be updated with 2022 data when available.
Additional Benefits
Comprehensive Dental
| Diagnostic services |
$0-15 copay |
| Endodontics |
$5-275 copay |
| Extractions |
$15-150 copay |
| Non-routine services |
$0 copay |
| Periodontics |
$0-375 copay |
| Prosthodontics, other oral/maxillofacial surgery, other services |
$0-2,250 copay |
| Restorative services |
$0-300 copay |
Deductible
Diagnostic Tests and Procedures
| Diagnostic radiology services (e.g., MRI) |
$60 copay |
| Diagnostic tests and procedures |
$0 copay |
| Lab services |
$0 copay |
| Outpatient x-rays |
$0 copay |
Doctor Visits
| Primary |
$5 copay per visit |
| Specialist |
$10 copay per visit |
Emergency care/Urgent Care
| Emergency |
$90 copay per visit (always covered) |
| Urgent care |
$10 copay per visit (always covered) |
Foot Care (podiatry services)
| Foot exams and treatment |
$10 copay |
| Routine foot care |
Not covered |
Ground Ambulance
Hearing
| Fitting/evaluation |
$0 copay |
| Hearing aids |
$0-1,580 copay |
| Hearing exam |
$0 copay |
Inpatient Hospital Coverage
$275 per day for days 1 through 5
$0 per day for days 6 through 90 |
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Medical Equipment/Supplies
| Diabetes supplies |
0-20% coinsurance per item |
| Durable medical equipment (e.g., wheelchairs, oxygen) |
20% coinsurance per item |
| Prosthetics (e.g., braces, artificial limbs) |
20% coinsurance per item |
Medicare Part B Drugs
| Chemotherapy |
20% coinsurance |
| Other Part B drugs |
20% coinsurance |
Mental Health Services
| Inpatient hospital - psychiatric |
$900 per stay |
| Outpatient group therapy visit |
$5 copay |
| Outpatient group therapy visit with a psychiatrist |
$5 copay |
| Outpatient individual therapy visit |
$5 copay |
| Outpatient individual therapy visit with a psychiatrist |
$5 copay |
MOOP
Option
Optional supplemental benefits
Outpatient Hospital Coverage
Package #1
| Deductible |
|
| Monthly Premium |
$10.00 |
Preventive Care
Preventive Dental
| Cleaning |
$0 copay |
| Dental x-ray(s) |
$0 copay |
| Fluoride treatment |
$0 copay |
| Oral exam |
$0 copay |
Rehabilitation Services
| Occupational therapy visit |
$0 copay |
| Physical therapy and speech and language therapy visit |
$0 copay |
Skilled Nursing Facility
Transportation
Vision
| Contact lenses |
Not covered |
| Eyeglass frames |
Not covered |
| Eyeglass lenses |
Not covered |
| Eyeglasses (frames and lenses) |
Not covered |
| Other |
Not covered |
| Routine eye exam |
$10 copay |
| Upgrades |
Not covered |
Wellness Programs (e.g. fitness nursing hotline)
CMS Star Ratings for Wellcare Premium Enhanced (HMO) H0562
| 2021 Overall Rating | | |
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| Part C Summary Rating | | |
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| Part-D Summary Rating | | |
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| Staying Healthy: Screenings, Tests, Vaccines | | |
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| Managing Chronic (Long Term) Conditions | | |
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| Member Experience with Health Plan | | |
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| Complaints and Changes in Plans Performance | | |
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| Health Plan Customer Service | | |
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| Drug Plan Customer Service | | |
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| Complaints and Changes in the Drug Plan | | |
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| Member Experience with the Drug Plan | | |
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| Drug Safety and Accuracy of Drug Pricing | | |
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Staying Healthy, Screening, Testing, & Vaccines
| Total Preventative Rating | | |
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| Breast Cancer Screening | | |
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| Colorectal Cancer Screening | | |
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| Annual Flu Vaccine | | |
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| Monitoring Physical Activity | | |
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Managing Chronic And Long Term Care for Older Adults
| Total Rating | | |
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| SNP Care Management | | |
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| Medication Review | | |
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| Functional Status Assessment | | |
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| Osteoporosis Management | | |
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| Diabetes Care - Eye Exam | | |
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| Diabetes Care - Kidney Disease | | |
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| Diabetes Care - Blood Sugar | | |
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| Rheumatoid Arthritis | | |
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| Reducing Risk of Falling | | |
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| Improving Bladder Control | | |
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| Medication Reconciliation | | |
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| Statin Therapy | | |
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Member Experience with Health Plan
| Total Experience Rating | | |
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| Getting Needed Care | | |
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| Getting Appointments | | |
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| Customer Service | | |
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| Health Care Quality | | |
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| Rating of Health Plan | | |
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| Care Coordination | | |
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Member Complaints and Changes in Wellcare Premium Enhanced (HMO) Plans Performance
| Total Rating | | |
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| Complaints about Health Plan | | |
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| Members Leaving the Plan | | |
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| Health Plan Quality Improvement | | |
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Health Plan Customer Service Rating for Wellcare Premium Enhanced (HMO)
| Total Customer Service Rating | | |
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| Timely Decisions About Appeals | | |
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| Reviewing Appeals Decisions | | |
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| Call Center, TTY, Foreign Language | | |
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Wellcare Premium Enhanced (HMO) Drug Plan Customer Service Ratings
| Total Rating | | |
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| Call Center, TTY, Foreign Language | | |
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Ratings For Member Complaints and Changes in the Drug Plans Performance
| Total Rating | | |
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| Complaints about the Drug Plan | | |
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| Members Choosing to Leave the Plan | | |
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| Drug Plan Quality Improvement | | |
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Member Experience with the Drug Plan
| Total Rating | | |
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| Rating of Drug Plan | | |
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| Getting Needed Prescription Drugs | | |
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Drug Safety and Accuracy of Drug Pricing
| Total Rating | | |
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| MPF Price Accuracy | | |
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| Drug Adherence for Diabetes Medications | | |
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| Drug Adherence for Hypertension (RAS antagonists) | | |
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| Drug Adherence for Cholesterol (Statins) | | |
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| MTM Program Completion Rate for CMR | | |
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| Statin with Diabetes | | |
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Ready to Enroll?
Click Here |
Or Call
1-855-778-4180
Mon-Fri 8am-8pm EST
Sat 8am-8pm EST
Coverage Area for Wellcare Premium Enhanced (HMO)
(Click county to compare all available Advantage plans)
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Source: CMS.
Data as of September 1, 2021.
Notes: Data are subject to change as contracts are finalized. For 2022, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit.
Includes 2022 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.
