2022 Maine Medicare Advantage Plans

The Centers for Medicare & Medicaid Services (CMS) offers seniors and people with disabilities several insurance options, including Original Medicare, Medicare Advantage, and Part D Prescription Drug Plans. The costs and covered benefits of different plan options can change from year to year, so people with Medicare should review their coverage choices annually and decide on the option that best meets their health needs.

Nationally, the average 2022 premiums for Medicare Advantage plans – private health plans that cover all Medicare benefits and may provide additional benefits – are expected to decrease more than 10 percent from 2021, while plan choice and benefits continue to increase.

CMS provides price and quality information to empower people with Medicare to choose coverage options that are the best fit for them. While reviewing their health care coverage, enrollees can consider new or different plans, discover extra benefits, and possibly save money. Information on these resources is below.

In Maine, 354,568 individuals are enrolled in Medicare.

In Maine in 2022:

Medicare Advantage:

•The average monthly Medicare Advantage premium changed from $19.17 in 2021 to $14.04 in 2022. This represents a -26.74 percent change in average premium.

•57 Medicare Advantage plans are available in 2022, compared to 52 plans in 2021. This represents a 9.60 percent change in plan options.

•100 percent of people with Medicare have access to a Medicare Advantage plan.

•$0 is the lowest monthly premium for a Medicare Advantage plan.

•100 percent of people with Medicare will have access to a Medicare Advantage plan with a $0 monthly premium.

•Through the CMS Innovation Center’s Value-Based Insurance Design (VBID) Model, 12 plans will offer Medicare Advantage enrollees eliminated Part D cost-sharing; rewards and incentives programs related to healthy behaviors; and customized, innovative benefits that address social determinants of health, such as food insecurity and social isolation, for certain underserved and/or chronically ill enrollees.