2023 Regence Valiance (PPO)

Regence Valiance (PPO) H4605-001 is a 2023 Medicare Advantage Plan or Part-C by Regence BlueCross BlueShield of Utah available to residents in Utah. This plan does not provide extra prescription drug (Part-D) coverage. Regence BlueCross BlueShield of Utah Regence Valiance (PPO) has a monthly premium of $0 and has an in-network maximum out-of-pocket limit of $4,500 (MOOP). This means that if you get sick or need a high-cost procedure the co-pays are capped once you pay $4,500 out-of-pocket. This can be an extremely nice safety net.

Regence BlueCross BlueShield of Utah works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for Regence Valiance (PPO) you still retain Original Medicare. But you will get extra Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from Regence BlueCross BlueShield of Utah and not Original Medicare. With 2023 Medicare Advantage Plan you are always covered for urgently needed and emergency care. Plus, you receive all the benefits of Original Medicare from Regence BlueCross BlueShield of Utah except hospice care. Original Medicare still provides you with hospice care if you sign up for Medicare Advantage in Utah.



2023 Regence BlueCross BlueShield of Utah Medicare Advantage Plan Overview

Name:Regence Valiance (PPO)
Plan ID:H4605 001 0
Provider:Regence BlueCross BlueShield of Utah
Year:2023
Type:Local PPO *
Combined Premium (C+D):$0/mo
MOOP:$4,500/yr
Similar Plan: H4605-002




What type of plan is Regence Valiance (PPO)

Regence Valiance (PPO) is a Local PPO *. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of "preferred" providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network, but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

How much does Regence Valiance (PPO) cost?


Part-C Premium

A monthly premium is the fee you pay to the plan in exchange for coverage. Regence BlueCross BlueShield of Utah charges a $0 premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


MOOP

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Regence Valiance (PPO) by Regence BlueCross BlueShield of Utah MOOP is $4,500. Once you spend $4,500 you will pay nothing for Part A or Part B covered services. Copayments and coinsurance for Medicare approved services apply toward your out-of-pocket limit. Remember Original Medicare (Parts A and B) doesn’t have a MOOP.





2023 Summary of Benefits


The benefit information provided is a summary of what Regence Valiance (PPO) covers and what you pay (such as copayments and coinsurance amounts) for certain common medical events. The Summary of Benefits from Regence BlueCross BlueShield of Utah helps get an idea of how much financial protection the plan is generally expected to provide for common health conditions. This section also contains information on coverage for in-network and out-of-network providers.

Wellness programs (e.g., fitness, nursing hotline)Covered



Contact lenses


In-Network Vision$0 copay
Out-of-Network Vision0-50% coinsurance



Eyeglass frames


VisionNot covered



Eyeglass lenses


VisionNot covered



Eyeglasses (frames and lenses)


In-Network Vision$0 copay
Out-of-Network Vision0-50% coinsurance



Other


VisionNot covered



Routine eye exam


Out-of-Network Vision30% coinsurance
In-Network Vision$0 copay



Upgrades


VisionNot covered




TransportationNot covered
Out-of-Network Skilled Nursing Facility30% per day for days 1 through 100
In-Network Skilled Nursing Facility$0 per day for days 1 through 20
$188 per day for days 21 through 47
$0 per day for days 48 through 100



Occupational therapy visit


In-Network Rehabilitation services$20 copay
Out-of-Network Rehabilitation services30% coinsurance



Physical therapy and speech and language therapy visit


In-Network Rehabilitation services$20 copay
Out-of-Network Rehabilitation services30% coinsurance



Cleaning


Out-of-Network Preventive dental50% coinsurance
In-Network Preventive dental$0 copay



Dental x-ray(s)


In-Network Preventive dental$0 copay
Out-of-Network Preventive dental50% coinsurance



Fluoride treatment


Out-of-Network Preventive dental50% coinsurance
In-Network Preventive dental$0 copay



Oral exam


In-Network Preventive dental$0 copay
Out-of-Network Preventive dental50% coinsurance




In-Network Preventive care$0 copay
Out-of-Network Preventive care30% coinsurance
In-Network Outpatient hospital coverage$20-200 copay per visit
Out-of-Network Outpatient hospital coverage30% coinsurance per visit
In-Network Other health plan deductibles?No
Optional supplemental benefitsNo



Inpatient hospital - psychiatric


In-Network Mental health services$295 per day for days 1 through 4
$0 per day for days 5 through 90
Out-of-Network Mental health services30% per day for days 1 through 190



Outpatient group therapy visit


Out-of-Network Mental health services30% coinsurance
In-Network Mental health services$15 copay



Outpatient group therapy visit with a psychiatrist


Out-of-Network Mental health services30% coinsurance
In-Network Mental health services$15 copay



Outpatient individual therapy visit


In-Network Mental health services$15 copay
Out-of-Network Mental health services30% coinsurance



Outpatient individual therapy visit with a psychiatrist


In-Network Mental health services$15 copay
Out-of-Network Mental health services30% coinsurance



Chemotherapy


Out-of-Network Medicare Part B drugs30% coinsurance
In-Network Medicare Part B drugs20% coinsurance



Other Part B drugs


Out-of-Network Medicare Part B drugs30% coinsurance
In-Network Medicare Part B drugs20% coinsurance



Diabetes supplies


Out-of-Network Medical equipment/supplies50% coinsurance per item
In-Network Medical equipment/supplies$0 copay



Durable medical equipment (e.g., wheelchairs, oxygen)


Out-of-Network Medical equipment/supplies50% coinsurance per item
In-Network Medical equipment/supplies20% coinsurance per item



Prosthetics (e.g., braces, artificial limbs)


Out-of-Network Medical equipment/supplies50% coinsurance per item
In-Network Medical equipment/supplies20% coinsurance per item




Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)$8,950 In and Out-of-network
$4,500 In-network
Out-of-Network Inpatient hospital coverage30% per day for days 1 and beyond
In-Network Inpatient hospital coverage$295 per day for days 1 through 4
$0 per day for days 5 through 90



Fitting/evaluation


In-Network Hearing$0 copay
Out-of-Network Hearing$150 copay



Hearing aids


In-Network Hearing$599-899 copay
Out-of-Network Hearing$599-899 copay



Hearing exam


In-Network Hearing$20 copay
Out-of-Network Hearing30% coinsurance




Health plan deductible$0
In-Network Ground ambulance$275 copay
Out-of-Network Ground ambulance$275 copay



Foot exams and treatment


In-Network Foot care (podiatry services)$20 copay
Out-of-Network Foot care (podiatry services)30% coinsurance



Routine foot care


Foot care (podiatry services)Not covered



Emergency


Emergency care/Urgent care$90 copay per visit (always covered)



Urgent care


Emergency care/Urgent care$20 copay per visit (always covered)



Primary


Out-of-Network Doctor visits30% coinsurance per visit
In-Network Doctor visits$0 copay



Specialist


Out-of-Network Doctor visits30% coinsurance per visit
In-Network Doctor visits$20 copay per visit



Diagnostic radiology services (e.g., MRI)


Out-of-Network Diagnostic procedures/lab services/imaging30% coinsurance
In-Network Diagnostic procedures/lab services/imaging$0-300 copay



Diagnostic tests and procedures


Out-of-Network Diagnostic procedures/lab services/imaging30% coinsurance
In-Network Diagnostic procedures/lab services/imaging$5 copay



Lab services


In-Network Diagnostic procedures/lab services/imaging$0-5 copay
Out-of-Network Diagnostic procedures/lab services/imaging30% coinsurance



Outpatient x-rays


Out-of-Network Diagnostic procedures/lab services/imaging30% coinsurance
In-Network Diagnostic procedures/lab services/imaging$0 copay



Diagnostic services


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental50% coinsurance



Endodontics


In-Network Comprehensive dental50% coinsurance
Out-of-Network Comprehensive dental50% coinsurance



Extractions


In-Network Comprehensive dental50% coinsurance
Out-of-Network Comprehensive dental50% coinsurance



Non-routine services


In-Network Comprehensive dental$0 copay
Out-of-Network Comprehensive dental50% coinsurance



Periodontics


Out-of-Network Comprehensive dental50% coinsurance
In-Network Comprehensive dental50% coinsurance



Prosthodontics, other oral/maxillofacial surgery, other services


Out-of-Network Comprehensive dental50% coinsurance
In-Network Comprehensive dental50% coinsurance



Restorative services


In-Network Comprehensive dental50% coinsurance
Out-of-Network Comprehensive dental50% coinsurance




In-Network Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?Yes, contact plan for further details




Regence Valiance (PPO) Reviews


Is Regence Valiance (PPO) a good plan? Regence Valiance (PPO) received a 4 overall star rating from the CMS. The CMS uses a Star Rating System to measure how well Medicare Advantage and Part D plans perform. Plans are rated on a one-to-five scale, with one star representing poor performance and five stars representing excellent performance. Medicare Advantage with prescription drug (Part D) coverage (MA-PD) contracts are rated on up to 38 unique quality and performance measures. You can use the CMS star rating to compare Regence Valiance Reviews among several different plans.

2022 Overall Rating
Part C Summary Rating
Part-D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing


Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Monitoring Physical Activity


Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Pain Assessment
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Controlling Blood Pressure
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy


Member Experience with H4605-001 Health Plan

Total Experience Rating
Getting Needed Care
Getting Appointments
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination


Member Complaints and Changes in Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement


Health Plan Customer Service Rating for Regence BlueCross BlueShield of Utah

Total Customer Service Rating
Timely Decisions About Appeals
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language


Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language


Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement


Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs


Drug Safety and Accuracy of Drug Pricing

Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes


Coverage Area

(Click county or state to compare all available Advantage plans)

The availability of Medicare Advantage Plans will vary according to your region. This is why the Coverage Area matters in terms of Medicare eligibility. You will always be eligible for Original Medicare, but eligibility for Regence Valiance (PPO) requires you to live in that plan’s service area. The service area is listed below:



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How much does Regence Valiance (PPO) cost?

Regence BlueCross BlueShield of Utah charges a $0 monthly premium. A monthly premium is the fee you pay to the plan in exchange for coverage. The premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.

How much is Regence Valiance (PPO) MOOP?

The maximum out-of-pocket (MOOP) is a yearly limit on your out-of-pocket costs. Regence Valiance (PPO) by Regence BlueCross BlueShield of Utah MOOP is $4,500. Once you spend $4,500 you will pay nothing for Part A or Part B covered services.

What type of plan is Regence Valiance (PPO)?

Regence Valiance (PPO) is a Local PPO *. A (PPO) is a Medicare plan that has contracts with a network of preferred providers. You do not need to select a primary care physician and you do not need referrals to see other providers in the network.

Is Regence Valiance (PPO) a good plan?

Regence Valiance (PPO) received a 4 overall star rating from the CMS. The CMS uses a Star Rating System to measure how well plans perform. Plans are rated on a one-to-five scale, with one star representing poor performance and five stars representing excellent performance.



Source:CMS. Data as of Oct 1, 2022.

Last updated on

Notes: Data are subject to change as contracts are finalized. For 2023, enhanced alternative may offer extra cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part-D benefit. Includes 2023 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.

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Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment depends on the plan’s contract renewal.

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